Oh boy! That's a tough challenge, but it was fun! No layering! Check out TGF's blog for more details.
Well, here is my scoop! I stamped Annika on a separate piece of cardstock, cut her out, masked it on the card while I stamped the background (a clear stamps from Prima - timbres transparents) in memento cocoa, inked it with Tim Holtz distressed ink in old paper, colored with my beloved Copic Markers (background- E31 & Y26, Annika E40, E41, R32, R39, E00, & R00), added a ribbon, punched a big hole, and added the pretty flower.
Hope you like it and thanks for stopping by!